Types of Investment Accounts

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Non-Registered

Investment Account

HOME | WHAT WE DO | INVESTMENTS

Non-Registered Investment Account is a flexible investment account that is not tax-sheltered like most registered accounts.

While it does not offer the tax advantages of registered accounts, it provides unmatched flexibility for saving and investing toward a variety of financial goals.

Highlights:

  • No contribution limits: You can invest any amount at any time, without the restrictions that apply to registered accounts. 
  • Wide range of investment options: Non-registered accounts can hold a wide variety of investment products. 
  • Full liquidity: Funds can be withdrawn at any time for any purpose without penalties or restrictions. 
  • Taxable income: Investment income, interest, dividends, and capital gains are subject to annual taxation.  
  • Ideal for intermediate and long-term goals: Non-registered accounts are suitable for saving for goals that do not fit into a registered plan, such as a second home, large purchases, or supplemental retirement savings.

Non-registered account offers flexibility, accessibility, and control over your investments, making it an important complement to your registered savings accounts.

While taxes apply, it allows you to invest without limits and provides a versatile way to grow your wealth.

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Paulo Sergio Moulatlet, CFP

Investment Funds Advisor, Investia Financial Services Inc. 

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BC V4A 4N2

Mutual funds, exempt market products and exchange traded funds are offered through Investia Financial Services Inc. The particulars contained herein were obtained from sources which we believe reliable but are not guaranteed by us and may be incomplete. The opinions expressed on this website have not been approved by and are not those of Investia Financial Services Inc. This website is not deemed to be used as a solicitation in a jurisdiction where this Investia representative is not registered.

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